To claim Social Security Disability Insurance (SSDI), you must meet medical requirements and have paid into the Social Security system and accrued sufficient Social Security credits. If you do not qualify based on your own earnings history, you cannot claim disability benefits on a spouse’s record.

Can I draw my husband’s Social Security if he is still working?

You can collect benefits on a spouse’s work record regardless of whether you also worked. If your own retirement benefit is lower than your spousal benefit, Social Security will pay you the higher amount.

Can a spouse get benefits when his or her spouse is disabled?

The surviving spouse is 60 years old or older. The surviving spouse is disabled and between 50 and 60. This benefit is sometimes called the widow or widower’s benefit. Note that the surviving spouse’s benefits will end if he or she becomes eligible to receive significantly higher Social Security benefits on his or her own record.

Can You claim spousal benefits after Jan.1, 1954?

When they claim retirement benefits, they are also deemed to be claiming any spousal benefits they are entitled to, except under narrow circumstances. If you were born after Jan. 1, 1954, there are only two exceptions to the deemed-filing rule.

Are there exceptions to the deemed filing rule for spousal benefits?

If you were born after Jan. 1, 1954, there are only two exceptions to the deemed-filing rule. It does not apply if you receive spousal benefits because you are caring for a child who is under 16 or disabled, or if you get spousal benefits and are also entitled to Social Security disability payments .

Where can I file for ex spousal benefits?

You can file for ex-spousal benefits online (via an application form or your My Social Security account); by calling Social Security at 800-772-1213; or by making an appointment at your local Social Security office.