If any person on the tax return (Taxpayer, Spouse or any dependent) was covered by a Marketplace plan, they will receive a Form 1095-A (Health Insurance Marketplace Statement). The information contained on a 1095-A is used to reconcile the Net Premium Tax Credit (Form 8962) which is reported on the taxpayer’s 1040.

Should I get a 1095-A from my employer?

If you were enrolled in health coverage during the year, you should receive a Form 1095-A, 1095-B, or 1095-C. In addition, if you were an employee of an employer that was an applicable large employer during the year, you may receive a Form 1095-C.

What to do if you have more than one Form 1095-A?

Form 1095-A Line 33 Column A. If you have more than one Form 1095-A, add the amounts together and enter the total on Form 8962, line 11, column (a). This amount is the total of your enrollment premiums for the year, including the portion paid by APTC (Advance Premium Tax Credit).

What happens if my parents do not claim my 1095-A?

If your parents did NOT tell the Healthcare Marketplace (usually when they applied for health insurance) that you were not going to be their dependent, you will NOT receive a 1095-A of your own. Your parents have the option to claim 100% of the 1095-A on their tax return, or to “allocate” part (or all) of it to you.

Can a Form 8962 be combined with Form 1095-A?

If individuals in your family were enrolled in Marketplace health plans in different states during the tax year, because the SLCSP is different in each state, you will want to select Yes in Step #6 below as this would correctly combine the amounts from all Forms 1095-A when transferred to the Form 8962.

What happens if there is no APTC on Form 1095-A?

If no APTC was paid for the policy, the Marketplace may not know which enrollees are in which tax family, and therefore may furnish only one Form 1095-A showing the total premium. When this happens, the taxpayer receiving the Form 1095-A should provide a copy to the other taxpayers.